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4PAY

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Fintech platform offering virtual cards and core banking services.

Overview

4PAY operates in the fintech sector, offering services that include core banking, embedded fintech applications, and a software as a service (SaaS) platform for virtual cards, payments, and payroll. The company features an AI-based platform, paiy®, which allows businesses to create open-banking marketplace experiences. 4PAY targets financially underserved populations with the intention of providing low-cost fintech solutions. Its client base spans various industries, including enterprise, telecom, and small to medium-sized businesses. The company employs a modular platform architecture that can be accessed through native and custom user interfaces or APIs. Additionally, 4PAY focuses on security and data analytics to meet the demand for accessible financial services globally, particularly in regions such as Canada, the United States, the Caribbean, Africa, and Tanzania.

Key facts

Founded
2012
Sector
Payments

Business model

Contact

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About 4PAY

What does 4PAY do?

4PAY operates in the fintech sector, offering services that include core banking, embedded fintech applications, and a software as a service (SaaS) platform for virtual cards, payments, and payroll.

Where is 4PAY headquartered?

4PAY is headquartered in Richmond Hill, Canada.

When was 4PAY founded?

4PAY was founded in 2012.

Which sector is 4PAY in?

4PAY operates in Payments, part of Financial Technology.

Who are 4PAY's competitors?

Companies similar to 4PAY include Virtual Next, Go-F5, and Dzing.