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Cogni

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Retail challenger bank offering free checking and lifestyle features.

Overview

Cogni operates as a retail challenger bank, offering a checking account with no associated fees and a range of features aimed at improving the banking experience. Its product offerings include a Cogni Visa Debit Card, a Super Wallet for managing both cash and digital assets, and various financial management tools such as categorized spending summaries and carbon footprint tracking. The company targets customers who seek a banking solution that does not require credit checks or minimum balance maintenance. Cogni provides access to a network of ATMs that do not charge fees and allows cash deposits at retail locations. The platform includes features such as single-use cards, instant money transfers, and customizable alerts, and it offers customer support available 24/7.

Key facts

Founded
2016

Business model

Contact

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About Cogni

What does Cogni do?

Cogni operates as a retail challenger bank, offering a checking account with no associated fees and a range of features aimed at improving the banking experience.

Where is Cogni headquartered?

Cogni is headquartered in New York City, United States.

When was Cogni founded?

Cogni was founded in 2016.

Which sector is Cogni in?

Cogni operates in Digital Banks, part of Financial Technology.

Who are Cogni's competitors?

Companies similar to Cogni include Onyx, Bnext, and Nomad.