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Defacto

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Lending-as-a-service platform offering flexible financing for small businesses.

Overview

Defacto operates as a lending-as-a-service platform that offers financing solutions designed for small businesses. Its product range includes instant pay-as-you-go financing, stock financing, marketing financing, and B2B receivables financing. The platform integrates with various accounting, banking, invoice, and treasury tools to automate the setup process and assess lending capacity, which may assist businesses in managing cash flow and promoting growth. Defacto aims to provide quick access to financing, addressing the difficulties small businesses encounter in obtaining necessary funds. Additionally, Defacto's API offers embedded lending solutions that may help optimize cash flow and manage late payments.

Key facts

Founded
2021
Headquarters
Paris, France

Business model

Contact

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About Defacto

What does Defacto do?

Defacto operates as a lending-as-a-service platform that offers financing solutions designed for small businesses.

Where is Defacto headquartered?

Defacto is headquartered in Paris, France.

When was Defacto founded?

Defacto was founded in 2021.

Which sector is Defacto in?

Defacto operates in Digital Lending, part of Financial Technology.

Who are Defacto's competitors?

Companies similar to Defacto include Ratio Technologies, SAPI, and Yubi.