
Efectivo
Curated by SignalConsumer lending marketplace connecting borrowers with lenders for loans.
Overview
Efectivo operates as a consumer lending marketplace in Colombia, connecting borrowers with a network of lenders through a digital platform. The company utilizes artificial intelligence and machine learning to match borrowers' financial needs with appropriate loan products, which include personal loans and credit lines. Users can compare various offers on the platform, which aims to assist in making informed financial decisions. Efectivo targets individuals aged 18 to 65 and offers credit facilities up to a specified amount, focusing on a service model that does not require collateral. The analysis of user data is employed to enhance loan eligibility assessments, and a mobile app is available to provide accessibility for users seeking immediate financial solutions.
Key facts
- Founded
- 2022
- Headquarters
- Barranquilla, Colombia
- Stage
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- Industry
- Financial Technology
- Sector
- Digital Lending
Business model
- GTM channel
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Contact
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