It's my data
Curated by SignalAlternative credit scoring platform empowering individuals to manage personal data.
Overview
It's my data focuses on alternative credit scoring for individuals by utilizing technologies that assess creditworthiness through non-traditional data sources. The platform employs artificial intelligence and big data analytics to evaluate various indicators, including payment histories for rent and utilities, social media behavior, and online shopping habits. This methodology aims to provide a comprehensive view of an individual's financial responsibility, which may assist lenders in making credit decisions. The company targets individuals who seek control over their personal data and offers services such as a creditworthiness certificate for tenants and tools for data management. Additionally, the platform addresses issues related to data ownership and aims to contribute to a fair data economy, with the potential for users to monetize their data in the future.
Key facts
- Founded
- 2017
- Headquarters
- Munich, Germany
- Stage
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- Industry
- Financial Technology
- Sector
- Digital Lending
Business model
- GTM channel
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- 4 products and services
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- Commercial model
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Contact
- Primary office
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