Scratch
Curated by SignalDebt repayment platform enhancing borrower experience and financial literacy.
Overview
Scratch focuses on providing debt repayment solutions for individuals. The company utilizes data analytics to develop customized repayment plans that may include strategies like the snowball and avalanche methods. The platform offers real-time alerts for upcoming payments and provides insights on how making additional payments can impact debt duration and interest costs. Scratch also assists users in negotiating with creditors for improved loan terms and offers educational resources aimed at enhancing financial literacy. The target audience includes individual borrowers, companies, and capital partners, with the goal of improving the borrower experience and enabling users to manage their loans.
Key facts
- Founded
- 2015
- Headquarters
- San Francisco, United States
- Stage
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- Industry
- Financial Technology
Business model
- GTM channel
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Contact
- Primary office
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- Phone
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