
VIVA Finance
Curated by SignalEmployer-based payday loans enhancing financial access for employees.
Overview
VIVA Finance operates in the fintech sector by offering payday loans through employers, allowing employees to access short-term loans as a benefit. This model enables workers to borrow against their upcoming paychecks, with repayments structured through payroll deductions. VIVA Finance also provides unsecured personal installment loans and credit card refinancing options, targeting employed individuals who seek to consolidate high-interest debts or obtain quick funding for unexpected expenses. The company utilizes an alternative underwriting model based on employment information to enhance financial inclusion and expand access to affordable credit, addressing financial stress challenges among employees.
Key facts
- Founded
- 2019
- Headquarters
- Atlanta, United States
- Stage
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- Industry
- Financial Technology
- Sector
- Digital Lending
Business model
- GTM channel
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- 1 product or service
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- Commercial model
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Contact
- Primary office
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- Phone
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