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VIVA Finance

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Employer-based payday loans enhancing financial access for employees.

Overview

VIVA Finance operates in the fintech sector by offering payday loans through employers, allowing employees to access short-term loans as a benefit. This model enables workers to borrow against their upcoming paychecks, with repayments structured through payroll deductions. VIVA Finance also provides unsecured personal installment loans and credit card refinancing options, targeting employed individuals who seek to consolidate high-interest debts or obtain quick funding for unexpected expenses. The company utilizes an alternative underwriting model based on employment information to enhance financial inclusion and expand access to affordable credit, addressing financial stress challenges among employees.

Key facts

Founded
2019

Business model

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About VIVA Finance

What does VIVA Finance do?

VIVA Finance operates in the fintech sector by offering payday loans through employers, allowing employees to access short-term loans as a benefit.

Where is VIVA Finance headquartered?

VIVA Finance is headquartered in Atlanta, United States.

When was VIVA Finance founded?

VIVA Finance was founded in 2019.

Which sector is VIVA Finance in?

VIVA Finance operates in Digital Lending, part of Financial Technology.

Who are VIVA Finance's competitors?

Companies similar to VIVA Finance include Paketa, Facio, and Immediate Solutions.